Good Faith Estimate

Health insurance companies are becoming increasingly more limited in what they will pay for regarding chiropractic care. Annual visit limitations with most insurance plans are often less than any doctor will prescribe for an injury. That means the patient is left paying for the remaining visits out of pocket. Many insurance companies, such as Cigna and Medicare, cover limited services for chiropractic, resulting in an unfair dynamic where the patient is unable to receive the same treatment as those with different insurance without paying for it out of pocket.

As your doctor, we want nothing more than to see you get well, but we are limited in offering discounts for services not covered by insurance.

This is where the ChiroHealthUSA program can help. ChiroHealthUSA allows chiropractors to offer discounted services to uninsured and underinsured patients for their chiropractic-related expenses.

By joining ChiroHealthUSA, you immediately become a member with no pre-approval necessary, and are eligible to enjoy discounted fees on your chiropractic care when your insurance falls short. Your membership in the program is just $49 per year and includes you and everyone in your household. It does not automatically renew, and you can cancel risk free within the first 30 days without losing any previous discounts from us.

To join ChiroHealthUSA, simply complete a membership application in our office or click this link.

In addition to the 30% savings our patients benefit from through signing up with ChiroHealthUSA, we extend additional discounts to patients who utilize an auto debit care plan. After your initial exam, Dr. Loomis will take his findings and develop an individualized treatment plan. We then compare that plan to your specific insurance benefits to find the total cost for your treatment. We break that number up into even monthly payments, including any ChiroHealthUSA discounts, and give you prepay options as well for additional savings. These auto debit care plans allow us to keep our focus on YOU and not your money.

Under the No Surprises Act, you have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost. Health care providers are required to give patients who don’t have insurance, have limited coverage with their insurance or who are not using insurance an estimate of the bill for medical items and services they are expected to receive.

• You have the right to receive a Good Faith Estimate for the total expected cost of any recommended services/products.
• Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your healthcare provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service and you will receive the estimate within 3 business days.
• If you receive a bill for cash-based services that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
• Make sure to save a copy or picture of your Good Faith Estimate.

For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises.